§ Claim under review · Fact
"El rendimiento de los bonos del Tesoro de EE.UU. a 30 años alcanzó 5.49%, su nivel más alto desde 2004, mientras el bono a 10 años llegó a 5.23%, su máximo desde 2007, y las tasas hipotecarias fijas a 30 años ya promedian más del 7%"
Verdict
Mostly accurate
Confidence
HighSummary
This post's three numbers hold up. Freddie Mac's own weekly survey put the average 30-year fixed mortgage rate at 7.03% as of 24 September 2026, up from 6.95% the previous week and 6.30% a year earlier, which is exactly what the caption says. The 30-year Treasury yield did reach about 5.50% on 24 September 2026 and as much as 5.53% the next day, described by CNBC and Bloomberg as the highest since 2004, and the 10-year reached about 5.22% to 5.23%, the highest since 2007. The one thing the post leaves out is that these bond figures are intraday peak readings rather than official closing levels: the 30-year closed at 5.47% on 24 September 2026 and the 10-year finished at 5.17% on 25 September 2026. That difference is a few hundredths of a percentage point and does not change the picture of yields at multi-decade highs. Because bond yields move every day and the post carries no date of its own, these figures are accurate as of 24 to 25 September 2026 and may not describe the market a week later. General information only, not financial advice.
The readings
key figures from the evidenceUS 30-year Treasury yield, intraday peak, highest since 2004
US 10-year Treasury yield, highest since 2007, 25 Sep 2026
Freddie Mac 30-year fixed mortgage rate average, 24 Sep 2026
Why this verdict
Evidence
All three numbers in the claim correspond to figures published in the week of 21 to 25 September 2026.
On the long bond, CNBC reported on 24 September 2026 that the 30-year Treasury bond yield was about 10 basis points higher, hitting a high of 5.501%, a level not seen since June 2004, while the benchmark 10-year note yield surged more than 10 basis points to 5.223%, to levels not reached since June 2007 . The following day, Bloomberg reported that the 30-year yield, which had reached its highest level since 2004 on Thursday, rose as much as five basis points to 5.53%, and that the 10-year note's yield also reached a fresh multiyear high exceeding 5.22% . CNBC's own quote page for the 30-year shows a level of 5.49% with a day high of 5.532% and a previous close of 5.462% . CNBC reported on 26 September that the 10-year yield surged to 5.23% on Friday, its highest level since 2007 .
Closing levels ran slightly below the intraday peaks. The FRED series DGS30, sourced from the Federal Reserve H.15 release, records 5.47% for 2026-09-24 , and the 10-year note finished 25 September 2026 at 5.17%, with the 2-year at 4.81% .
On mortgages, Freddie Mac's Primary Mortgage Market Survey states that the 30-year fixed-rate mortgage averaged 7.03% as of September 24, 2026, up from 6.95% the prior week, and that a year ago the 30-year FRM averaged 6.30% . PMMS results are based on mortgage rates collected from thousands of loan applications submitted to Freddie Mac through Loan Product Advisor from lenders across the country when a borrower applies for a mortgage .
Findings
✓ What's accurate 4
- The 30-year Treasury yield did reach roughly 5.49% to 5.53% on 24 and 25 September 2026, and multiple outlets with market data report this as the highest level since 2004, specifically since June 2004.
- The 10-year Treasury yield did reach roughly 5.22% to 5.23% in the same two sessions, reported as the highest since 2007, specifically since June 2007.
- The mortgage figure is exact and matches the publisher of record: Freddie Mac's survey put the 30-year fixed average at 7.03% as of 24 September 2026, up from 6.95% the week before and 6.30% a year earlier.
- The caption's statement that not all loan rates automatically move at the same pace, and that it lists inflation, energy, growth and public-spending concerns as among the factors pressuring the bond market, matches how the cited reporting frames the move rather than asserting a single cause.
≈ What's misleading 2
- The post presents 5.49% and 5.23% as the levels of the 30-year and 10-year without saying these are intraday peak prints. The official closing readings were lower, with the 30-year constant maturity at 5.47% on 24 September 2026 and the 10-year finishing 25 September 2026 at 5.17%. The gap is a few basis points and does not change the direction or the multiyear-high characterization, but a reader could take the figures as settled closing levels.
- Date context mismatch (mild, forward-looking): these are readings for specific dates in a fast-moving selloff, and the post carries no as-of date in its own text. Bond yields move daily, so the present-tense framing will drift out of date quickly even though it was correct for 24 to 25 September 2026.
? What's uncertain 2
- Whether the exact 5.49% and 5.23% prints correspond to the same session is not fully pinned down: the 30-year's 5.49% appears as a live quote level with a 5.532% day high, while 5.23% for the 10-year is reported for Friday 25 September 2026 and 5.223% for Thursday 24 September 2026.
- The "highest since 2004" and "highest since 2007" superlatives rest on reporting that cites data providers rather than on a long historical series retrieved here, so the precise prior comparison dates (June 2004, June 2007) are as reported and not independently reconstructed.
Sources
8 of 8 linked to recordsFreddie Mac Primary Mortgage Market Survey, results page for 09/24/2026
Freddie Mac news release "Mortgage Rates Average 7.03%", 24 Sep 2026
FRED series DGS30 (Board of Governors H.15, 30-year constant maturity), observation 2026-09-24
CNBC, "30-year Treasury yield hits highest level since 2004 as bond market rout continues", 24 Sep 2026
CNBC quote page US30Y (live market data)
Bloomberg, "US 30-Year Yield Tops 5.5% in 'Vacuum' After Sentiment Gauge", 25 Sep 2026
CNBC, "The 10-year Treasury yield is at its highest in nearly two decades", 26 Sep 2026
Advisor Perspectives, "Treasury Yields Snapshot: September 25, 2026"